Prosper Newsletter: August 2006 > Financial
You understand that the following information is educational in nature and is not intended to be legal, accounting, or tax advice. You are responsible for your own financial decisions and should consult your own legal, accounting, and tax advisors before making your financial decisions.
Michigan Couple are Grateful to Have Their Lives Back Thanks to the TDIW Program!
First off, let me start by saying that my Wife Trish and I couldn't be anymore excited about this program as we are today. We have been involved in John Cummuta "Transforming Debt into wealth program" since May, and wished we would have gotten into it sooner.
Before we started "TDIW" we were pretty much just spinning our wheels trying to get out from under this mountain of debt that we had created for ourselves. We lived pretty much paycheck to paycheck, with very little left over. Trish and I both had good jobs, but recently we both had to take pay cuts at work. This was one of those unforeseen events that seem to set us back a little, so it has gotten even worse in the last 6 months. Before we even heard about the Transforming Debt into Wealth program, we were trying to figure out how we could possibly get out of this mess we created for ourselves. I heard John talking on the radio one day and thought "why not try". We ordered the program and started listening to the CD's. From the very first CD we were hooked!
Everything John talked about it seemed like he was talking about us. And everything he was saying to do to help people get out of debt made absolute sense. Why we couldn't or didn't think about this sooner was unclear to us. We jumped on board the TDIW train, and we were off. Soon we were put in touch with our "Coach." And what a godsend he has been for us. From day 1 with our coach, Trish and I have felt very comfortable with him. After talking for about 5 weeks, and getting all of our debt totals in order, and let me say that this in its self was no small feat, we came up with January 2014 as our Debt Free Date.
Trisha and I looked at each other and thought "can you believe it?" At the very worst it will only be 7 ½ years and we will be DEBT FREE. 7 ½ years!!!! Needless to say after hearing that news, it has only made us more determined to be debt free faster. I really don't think that we could stress hard enough that anyone could and should use John Cummuta's Transforming Debt into Wealth program. This program has given us a whole different outlook on our lives now. We are happy again knowing that there is help out there and that we will be able to grow old and retire and not have to worry about how to pay for things or if we will be able to go on vacation. So all we have to say is "Thank You John Cummuta, thanks for giving us our lives back."
- Kevin & Trish S.
Brownstown, MI
Visualization Can Be Fun and Easy
If you want to be really successful at anything in your life you must first decide what it is you want. If you can mentally create every detail of that success, your chances of actually making it happen have gone through the roof! This is the power of visualization that has helped the most successful people in the world achieve greatness.
Many people feel like they have a hard time visualizing their future so if you are one of those don't feel bad, you're not alone. Everyone has heard that we have basically 2 brains in one. Our left hemisphere is the logical, reading, writing, and arithmetic side of the brain. The right hemisphere is the intuitive, feeling, creative, visualizing side of the brain.
Studies have shown that until we started school, as children, most of us were very right brain oriented and vivid visualizers. Once in school, reading, writing, and arithmetic were emphasized and gradually our left hemisphere became dominant. I've often heard people remark that they used to be creative and have a great imagination until it was suppressed during years of schooling.
Well, don't despair! You can get it back with a little time and practice. Let me prove it to you. Let's do a visualization exercise. Right now, close your eyes, and count the number of windows in your living room. Now you're visualizing! It's that easy. Now close your eyes again. Place yourself in your living room again but this time do a 360 degree turn. Make note of every detail of the room. The carpet, the furniture, the décor. See it, smell it, hear it, feel it. Start with simple exercises like this and you will begin to awaken the right side of the brain with all of its creative





